Your Membership Savings Account opens the door to a full array of credit union services, including ATM access, VISA®, checking accounts, loans and more. In addition, the Membership Savings Account represents your share in the credit union and entitles you to one vote. You’ll also earn competitive dividends that are credited to the account monthly.

 

 

 

Requirements:

 

Minimum deposit of $15.00

You must have a social security number.

You must have photo identification.

 

Benefits to You:

You’ll earn competitive dividends that are calculated on the average daily balance and deposited on the last day of the month. Your statements are mailed quarterly, unless there is electronic activity on the account, then they are sent monthly.

You’ll enjoy the ultimate in convenience by making deposits by mail, night deposit, payroll deduction, direct deposit, ATM, or in person.

Free and easy account accessibility 24 hours a day with Tellerphone, Home Banking and ATM.

A Membership Savings Account makes you eligible for other credit union services, including lower rate loans when you use your savings account as collateral.

You can make unlimited withdrawals in person without a nuisance service charge. You may also set up overdraft protection on your account to cover insufficient funds in your checking account (a fee is applied for each transfer and transfers are limited due to Regulation D.)

Single or joint accounts are available.

Your funds are safe—they’re insured by NCUA to at least $100,000 (for combined savings, checking and certificate deposits).

$1,500 Accidental death and dismemberment insurance is available to you at no charge.

 

Contact Us

Need advice, have a question, or want to open an account?

Call or email
The Link
574.294.6553, opt 5
800.645.3732, opt 5

memserv@inovafcu.org

Our mission is to improve our members' financial well-being.

                    
Your savings federally insured to at least $100,000