Because you have a Live Wire account, when you apply and qualify for a Visa Platinum Rewards Card you will receive 1,000 rewards points* after its initial use.

You’ll find record keeping will be a breeze. With monthly E-Statements you can view the details of all your Visa transactions from the comfort of your home or office.

You’ll save money on your card with no annual fees and low interest rates. (There is a $20.00 inactivity fee if your card is not used in a year.)

You can avoid paying any finance charges as long as you pay your balance in full within 25 days from your closing date. This applies to purchases only. A late fee of $25.00 will be charged to your account if your payment is not received within 15 days after the statement due date. You will be charged $20.00 if you exceed your credit limit.

Your required monthly payment is equal to 2% of your balance, with a minimum of $10.00.

In addition to convenient loan access, you can make purchases and cash advances 24 hours a day, everyday. Cash advances are available at the credit union office, other financial institutions, and worldwide through VISA® ATM Network. There is a $5.00 cash advance minimum with a 3% fee. The fee will be a minimum of $5.00 but will not exceed $50.00.

You’ll automatically be covered with free travel accident insurance when you use your Visa Platinum Rewards card to charge your travel expenses. Our Visa card makes the benefits of credit life & disability insurance available to you.

Your card will be reissued every 24 months. If you need to replace a card before that time, you may be subject to a $10.00 fee. (There is no charge to replace a stolen card if a police report is obtained.)

Check out all of our great Visa Rates and apply for yours today!

* Offer only valid on new VISA Platinum Rewards accounts, current cardholders do not qualify. Bonus points will be reflected after card is automatically enrolled and may be redeemed by phone, online, or with a quarterly redemption certificate.